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Guides

Five plain-language guides. Each takes about five minutes.

  1. 01Programs
    6 min
    Usage-based and tracking programsSome insurers offer programs that measure how you drive. Whether that is a good trade depends on what is measured and what it can change.
  2. 02Borrowed cars
    6 min
    Rental cars, ride-sharing and borrowed carsDriving a car that is not your own raises one question fast: whose coverage is it, and what does it actually cover?
  3. 03Protection
    5 min
    When the other driver has no insurance, or too littleMost drivers assume the other person in a crash is insured. Sometimes that is not true, and a policy can be built with that in mind.
  4. 04Weather
    5 min
    Windshields, hail and floodCracks, dents and water do not care how careful you are. Here is how policies usually sort out the aftermath.
  5. 05Coverage gaps
    5 min
    Lapses, cancellations and non-renewalsA policy can end in a few different ways. Knowing which one you are looking at changes what you do next.

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